We should have had all our 1099R forms sent to us by January 31. Instead, our brokerage company decided since so many mutual funds have to be changed and corrected income taxes filed, they would send them out on February 15.

In the past we have lived off cash we have saved, but this year we have finally had to start dipping into our securities for a monthly amount.

Our financial manager sold a certain mutual fund we have held for quite some time.

The problem is the brokerage house that keeps these records showed it as us not paying anything for the stock and making all profit. Now we have to wait to get the problem corrected.

We know the original tax basis, but the stock paid dividends that were re-invested and we can’t figure out the basis for that stock.

So here we sit with Turbo Tax ready to go and we still don’t have all the information we need.

The secretary to our financial adviser will see if she can get the brokerage house to fix it on Friday so we can have it Saturday (more like Monday), and she is doing all she can do to help us

All we want are the cost bases for the different times this stock was purchased. Is this asking too much?

Oh, and about that rebate? Well, here’s the story from an aide in my congressman’s office. You get the full $600 per adult and $300 per child regardless of how many children you have, as long as your adjusted gross income is about $57,000 for a married couple and half that for a single person.

After that it gradually decreases and again is based on your adjusted gross income and not your gross income.

If your only income is Social Security and you are not required to pay taxes you must file a tax return to get your share of the rebate, which is $300.

Is there a chart somewhere? Sue keeps up with these things better than I do so maybe she can point it out to us if there is one.

But don’t count on $600 per adult.